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“Postcards from Creuse” is a new
addition to the website and
features articles written by
families who have either already
bought property or are in the
process of buying property in
the Limousin area. We follow the
highs and lows of moving to a
new country and find out what
they really think about “ living
the dream” |
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2006 - A New Beginning
My French adventure started
about a year ago when a series
of events led me to rethink my
future.
I realised that, sadly, I was
getting very disillusioned with
England.
I would never be able to own the
type of house that I wanted in
England.
I was quickly tiring with the
hustle and bustle of life in the
computer industry.
It was then that I sat back to
consider my options. It did not
take me long to arrive at the
conclusion that had really been
staring me in the face… why
don’t I consider moving to
France.
Having decided upon an area in
France, and believe me there are
lots (I chose La Creuse.), the
next step was to get a feel for
what was available in my price
range. What a good idea, but
where on earth do you start? For
me it was the Internet. A few
well-chosen questions using
Google returned a plethora of
sites that promised so much, all
I had to do was to attempt to
sort them out! My final choice
simply came down to the site
that seemed to have a
realistically wide spectrum of
properties and prices on their
books, were courteous and
helpful when contacted by email.
For these reasons I chose
Century 21 Marcon Immobilier, a
good choice as both the offices
I dealt with, one in Gueret and
the other in La Souterraine,
both had staff that spoke
English, which was great as I
have only just started learning
French. If this wasn’t enough,
my visit was co-ordinated very
efficiently by a very helpful
and charming Scottish lady -
Sheena Pacetti
I spent two days looking around
and it was the last house I
viewed that I ended up buying. A
beautiful little farmhouse with
attached barn and enough land
for me to justify buying a
sit-on lawn mower – something I
have always wanted!!!!!
I found it hard to believe at
the time, but one of the houses
we looked at Sheena actually
advised me against, rather out
of character for the Immobilier
I thought but nevertheless very
grateful for the advice.
From my experience, you have to
go to France with the intention
of actually buying, if you see
something that you like, but
procrastinate too long, you will
probably end up losing it!
Then followed a very intense
three-month period. On Sheena’s
advice, I had a survey done on
my “New Home”, definitely to be
recommended for peace of mind,
then had to impatiently await
the results, which fortunately
gave no nasty surprises.
Additional items that had to be
considered were: - setting up a
French Bank Account, a must
really, House insurance,
transferring the Water,
Electricity and Telephone into
my name etc, all of which Myriam
from the La Souterraine office
gave me considerable help and
advice with. I have also started
to learn French; something that
I am enjoying and am sure will
prove very useful.
Having now almost finished the
“paperwork” I am looking forward
to spending a lot of my time in
France working on my new home.
I am meeting the Notaire in
January 2006 to complete the
sale and am also hoping to meet
the Maire, again with the help
of Sheena and Myriam.
Not much more to add at this
point really just to say that I
am looking forward to the return
of some nice weather so I can
get started.
Phil Taylor bought his property
in October 2005 through CENTURY
21 Marcon Immobilier in La
Souterraine and we will be
following his progress as he
renovates his new home.
If you would like to contact him
directly his e-mail address is
philip.taylor@nhs.net |
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Episode 2
Finally the 25th of January 2006
arrives, up at 3am to catch the
ferry from Dover at 05.45!!!
Arrived in France bang on time
and set off for Paris. One thing
that had always bothered me was
navigating the peripherique, but
don’t despair, just follow
Sheena’s instructions – “Follow
signs for Bordeaux- you can’t go
wrong!!!” How right she was, I
just sailed around Paris.
Beautiful day for a drive. Not a
cloud in the sky, temperature 0c
and the Sat. Nav. chatting away
keeping me company.
Arrived in La Souterraine around
16.00. From that point the
weather went down hill.
I woke up on Thursday morning,
big day this, going to meet the
Maire with Myriam( my
interpreter) from the La
Souterraine branch of Century 21
Marcon Immobilier.( All part of
the service Myriam informs me).
I looked out of the window and
to my horror all was covered in
snow! It stayed like this for
the complete duration of my stay
with the temperature hovering
around -3c.
Anyway, the visit to the Maire
was great. He did not speak
English at all and was very
pleased that I had made the
effort to learn some French
prior to my meeting him ( I have
only just started learning
French but Myriam said I did
quite well ). He was also
delighted that I had made the
effort to be “presented” to him.
Sheena had suggested that a tour
of the supermarkets(4) and DIY
stores(2) in La Souterraine may
be beneficial to me, but sadly,
due to the extreme weather
conditions that we were
experiencing, Sheena was unable
to linger too long so Myriam
stepped in and gave me a quick
guided tour, time well spent.
Friday dawned, if anything more
snow!!!. Still I had a very
important meeting with the
Notaire, for today my new house
would be mine, so I was not
really put off by the bad
weather. Again, with Myriam in
the role of interpreter, we set
off to meet the Notaire.
No problems and within 40
minutes it was all complete.
I spent the rest of the day
re-visiting my new home and
wandering around the newly
discovered districts of La
Souterraine, even if the weather
was -4c, but by then I didn’t
care. Everything had gone
according to plan and I was very
happy.
The next day, Saturday, I was
returning, sadly, to the UK and
what a day it was, snowing very
heavily. I set off and drove the
first 100 miles on sheet ice!!
Luckily the roads were quiet and
the journey was not as bad as I
had anticipated and I arrived
back in England early evening,
very tired but very content. I
can’t wait for my next
visit……..watch this space! |
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Phil Taylor opening the door of
his new house for the first time |
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Life, just before Christmas,
with Creuse newbies Is it
really eighteen months since we
first viewed our little house in
Creuse? We’d spent what seemed
like years pouring over those
Internet sites, but finally we’d
actually booked an appointment
with Century 21 in Guéret and
for two weeks we were in Creuse.
The viewing process was
fairly painless. Sit with
Didier, the estate agent, whilst
he goes through his portfolio,
(the ability to read and view
pictures upside down is useful
here!). We picked five
properties to view over two
days, and house number four was
the one for us. Viewing was
accompanied, but not pressured.
We were looking for a bargain at
the bottom end of the market,
but I don’t think we were
treated any differently for
that. With the services of a
bilingual estate agent our only
task was ensuring that money was
in the right place at the right
time. They sorted the notaire,
helped with insurance, getting
water and electric put on etc.
We settled on a little town
house with garden, basically two
up and two down. Ideal for
holidays for two, in a lovely
bourg (that’s French for market
town, not an alien from Star
Trek!). Of course little did we
know that within in a year we
would be here for good? The pull
was soon too much!
So we’ve been living in Creuse
for about five months now. How
time flies. We’ve spent most of
it working on the house, and in
between we’ve acquired the house
next door which gives us a lot
more space!
The DIY state of play is as
follows: - One fully finished
bathroom; lounge finished
barring an unpainted ceiling;
bedroom finished apart from
wallpaper; kitchen rudimentary
(but better thanks to Jeannie’s
Dad putting some cupboards in);
all electrics now safe. Next
door was in a right old state,
it’s now clean at least, and all
the old wallpaper is off. The
French mega-floral style paper
is an acquired taste! I’m
working on getting the electrics
safe, putting in a connecting
door, and finishing a dining
room, all before Christmas!
Jeannie doesn’t fancy having to
walk down the street with the
turkey from the kitchen to the
new dining room (picky).
One thing we always knew was
that we like gardening more than
DIY. We’ve been easily diverted
from DIY anyway because we’ve
found so much more interesting
things to do in Creuse. But
there’s been more progress on
the garden. A lawn and a border,
fruit trees, paths, and a veg
plot, as well as a patio (you’ve
got to have somewhere to sample
the wine).
Our French is coming on (we
can’t avoid that). Strangely it
improves immensely the more
apéritifs we have with the
neighbours. Getting on fine with
the locals, on first name terms
with some of them (quite an
achievement in France, where
neighbours can stay on ‘madame’,
monsieur’ terms for years).
Can’t list all the favours that
have been done for us, and the
food given to us, veg (in
industrial quantities), fruit,
tarts (the pastry kind), eggs,
and the odd rabbit (more of that
later). |
I’m not sure how it happened but
we seem to have become obsessed
with food. Not just eating it
(that wouldn’t be news), but
making it, from scratch!
Jeannie’s baking, and actually
making jam...where’s the pod the
new Jeannie has hatched out
from!
Ellie, our border collie really
loves life in the Creuse. She’s
taken to guarding next-door’s
rabbits which amuses the
neighbours greatly. We got
offered a rabbit, in ‘an offer
you can’t refuse way’, which
turned up skinned and cleaned
one Sunday morning. We weren’t
keen on eating something that
we’d seen alive and well
ourselves, but we had it in a
stew anyway! It was delicious,
which helped the conscience a
bit. But to be fair to Jeannie
she did refuse a second one
without hurting any feelings.
She did suggest to our neighbour
that instead maybe we could have
one as a pet, but this went too
far and was treated as some kind
of foreign madness.
Our patience levels have
improved immensely. What a shock
to spend just ten minutes in
Brico Depot (The French
equivalent of a B and Q
Warehouse) to be turfed out
whilst the staff have a two hour
lunch! If it happened in England
there would be a riot! But that
seems ages ago. All trips are
now planned around lunch, Monday
closing, and Wednesday when for
some strange reason the local
supermarket isn’t allowed to
bake bread! And you get used to
losing a day sorting something
that used to take half an hour.
At supermarket queues, at the
Mairie, the patisserie, or the
local market, the French seem to
have infinite patience. Of
course the exception is on the
roads, it must be a kind of
safety valve! Still the roads
are pretty quiet here so the
French obsession in overtaking
everything on the road usually
just means overtaking us.
Well we’re looking forward to
Christmas. At over a thousand
feet above sea level a white
Christmas isn’t too unusual
we’re told, so we’re hopeful.
There’s a turkey fair on the
20th but whether they’re dead or
alive, we’re not sure...maybe
we’ll have to stick to the
supermarket. To be continued...
Rob, Jeannie (and Ellie)
P.S. All mince pies gratefully
received. Call themselves a
gourmet nation and no mince pies
to be found!
For more of the same visit the
family website at:
http://monsite.wanadoo.fr/lesanglais/
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December 2005 Hello,
may I introduce myself. My name
is Zoe and I am married to Sid
and we have three children,
Michael, Natalie and Steven and
a beautiful granddaughter
Caitlin who is eight. More about
them later!
We live in a very pretty
village in East Yorkshire called
Burton Agnes, near to the coast.
We love our English home but
want a more leisurely life in
France, along with a better
climate (for my cold husband!)
Our children are all living
their lives and think it’s a
great idea for us to move.
Plenty of quality time for us
all when they come to visit!!
Many years ago we bought a
house in the south of France (my
father has lived in that area
for several years) Yummy we
thought. However ill health hit
me like a bomb and we had to
sell our French house, as the
future didn’t look at all rosy.
Now, many operations, therapy
and drugs later plus wonderful
consultants and GP, I am quite
stable, so, ever the optimist,
we decided to try again.
Sid “ hit the net”. Many many
hours and houses later, and a
house file big enough to fill my
cabinet, Sid found “the one” on
the Century 21 Marcon Immobilier
site at La Souterraine. Quick as
a flash, via the wonderful
Internet, he spoke to Sheena
Pacetti. The name was familiar
and we realised that we had
previously met Sheena at a
French Property News exhibition
at Olympia in London. Being a
hoarder, I fished out her card
so we could put a face to the
name. Great!
Sid contacted Sheena,
arrangements were made, and he
was soon on a plane to Limoges.
Needless to say my intrepid
explorer of a husband managed to
arrive at the hotel that Sheena
had recommended but
unfortunately he took the
English fog with him telephoning
me to say “ I am in front of a
fountain, where is the hotel? “
Men!!!!!
The hotel was lovely with
English speaking staff, all the
better for Sid as his French has
a little way to go. The next
morning Sheena was meeting Sid
at the hotel. This indicated
that the service from Century 21
was indeed going to be
excellent, and it was. As Sid
was feeling a little under the
weather that morning he didn’t
follow Sheena, they went
together in her car, another
indication of the top class
service provided. Before going
to the property they called in
at the Century 21 agency in La
Souterraine to meet Didier
Cadert, who was going to take
them to the house. (La
Souterraine is a beautiful
medieval town with a lovely old
twisted church) Didier speaks
perfect English so all the
better for Sid. From here they
continued to the property, along
many more twisty country roads.
By now Sid really wasn’t feeling
very well!!
The house was just what we
wanted. How wonderful. Sheena
and Didier answered all Sid’s
questions and patiently waited
for him to take photographs and
film so that I had plenty to
look at when he returned to the
UK.
Back to the office in La
Souterraine, via the local
village and the pretty country
lanes with Sid trying to keep
the cine camera running for my
benefit but feeling very ill in
the process! The” deal was
done”, the price agreed.
Paperwork and telephone calls
followed, in between Sid feeling
very miserable. Didier and
Sheena were very sympathetic and
professional throughout. Just
brilliant.
Their service extends beyond
just the purchase of the house.
Century 21 organise opening bank
accounts, direct debits,
insurance, everything involved
in moving into a new house in a
new country, and at no extra
charge. What could be better to
ease the move? Even doctors are
recommended (a necessity for me)
Sheena also pointed us in the
right direction to have our pool
installed, much to the
children’s delight. More
importantly, a money exchange
company was recommended which
proved very fruitful when paying
the deposit.
On returning to the UK Sheena
and Didier have kept in contact
with updates on all
developments.
What a great team they all
are.
It’s a busy time now, so an
update will follow from a weary
but happy Zoe. Merry Christmas
all XXX
If you would like to speak to
Zoe and Sid directly you can
contact them at
sidiandzoe@hotmail.com
FOOTNOTE : After an
uncomfortable journey back to
the hotel for Sid that evening,
he had a good nights sleep and
was able to make the journey
home the next day. |
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Too good to be true?
In the spring of 2004 I made
the decision to buy a property
in France. I didn’t ever imagine
that it could be so easy.
I had spent many happy hours
surfing the Web and must have
visited every site that was
advertised in the French Homes
magazines. Some of the sites
wouldn’t give me any information
unless I registered with them.
Of all the cheek! To me that’s
like a shopkeeper asking for
your name and address before he
lets you look in his shop
window. This doesn’t happen with
the Century 21 Marcon Immobilier
web site; their shop window is
open all hours.
I had decided upon the
Limousin and La Creuse areas and
every time I went into the Web I
kept being drawn to the Century
21 Marcon Immobilier site. It
told me all I needed to know
about the area, listed all the
properties together with their
prices and was so easily
navigated.
I felt as if I had already
met everyone in the Company by
the time I visited the French
Property News Exhibition in
London. What a welcome I
received, even though they
didn’t know how many times I had
gone into their site. Unless, of
course, they had been
eavesdropping on my computer! I
had coloured in a map of the
area I was interested in and as
if by magic it coincided exactly
with the Century 21 map. We were
in business. I decided almost
immediately there was no reason
at all why I should start
shopping around other agents and
I didn’t even bother to go to
any of the other stands. That
proved to be the best decision I
could ever make in this
adventure.
As soon as I had cleared up
the last remaining family
matters in England I contacted
Century 21. The E-mails flashed
backwards and forwards as the
day of my visit to France
approached. Five days of visits
to properties with the five
branches of the Company had been
arranged. Five days – I
thought that was going to be
hard work; but it wasn’t. The
visits were very relaxed and
friendly and there was never any
pressure on me to buy. I was
simply left to make my own
analysis of each property after
the relevant details had been
given to me.
Although the five agencies
cover different areas I didn’t
sense any competition between
them. The only feeling I got was
that they wanted to make sure
that I bought the property that
was exactly right for me.
By the third day I had seen
three properties that I could
quite easily buy but I would
keep going for the full five
days. I told Sheena about one of
them and she told me immediately
that it was “not for you-I won’t
let you buy that one.” What? An
estate agent advising against
buying a property!
On that third day I found the
property that was eventually to
become mine.
Everything fitted my
requirements with an added bonus
as well. I casually asked about
a piece of land close to the
house that was being sold
separately by the same owner.
When we got back to the Century
21 office, Didier Cadert, the
agent, made a quick call to the
owner. If I wanted to buy the
house the land would be thrown
in as well at no extra cost! Eh!
Do my ears deceive me?
A quick scan on the office
computer of the properties that
had been lined up for the
remaining two days of my visit
confirmed that nothing would
come close to this one, well not
for me, anyway.
So what did I finish up with?
A house, 2 bedrooms, large
living area, study/third
bedroom, utilities room, shower,
double glazing, central heating,
2 barns, a large garden, a
working well, ready to occupy
AND a half an acre of land.
How much? I hear you say.
Well that’s between me, the
previous owner and Century 21.
But if you take the cost of the
smallest, noisiest, smelliest,
coldest, badly decorated,
run-down, decrepit, third floor,
one bed-roomed flat in England
and divide by three you’ve about
got it!
You might think that I’m
satisfied with the services of
Century 21 Marcon Immobilier;
you’re absolutely right.
FOOTNOTE : Roger Marston
bought his property through
Century 21 Marcon Immobilier in
La Souterraine. He is currently
in the process of moving
permanently to France but if you
wish to contact him directly his
new telephone number and e-mail
address will be shown here in
the New Year. |
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